Maxwell — Mortgage Application 2.0

UX · UI · Research & Testing · Fintech · Responsive

An under performing application process was lagging behind the rest of the industry and started to lose business for Maxwell. We changed that.

Maxwell — Mortgage Application 2.0 cover
01

Progressive Disclosure, User Priming & Math

Borrowers are almost always left behind in the mortgage industry, so we made sure we didn't.

We never made them do math if we could do it for them, and we exposed it in real time. We leveraged progressive disclosure fairly heavily, while making sure that we primed them for what information we may be asking for in the next section.

Clients don't do math — the system calculates for them
Clients don't do math — the system calculates for them
02

White-Label Color System

Most White Label options let you do one of two things: a) change 2 colors and add a logo, or 2) Give you complete control over the styling of the interface, leading to messy or unusable implementations.

Using the HSL CSS function meant that we could dynamically produce coherent, aesthetically pleasing color palettes. A client could enter in two color values (primary and accent) and our system would auto-extrapolate that into full palettes maintaining usability standards.

Platform color palette showing HSL-based dynamic theming system
Platform color palette showing HSL-based dynamic theming system
Loan Depot branded palette — mobile
White Label Example - Loan Depot Palette.
Borrower — Other Borrowers co-applicant screen
White Label Example - People First Mortgage Palette.

Application Sections

Our solution were overviews that deep-linked to their underlying sections, and showed the relative progress of each.

Property information section with progressive disclosure
We wanted the experience to be guided for borrowers, but also knew two things: A) People sometimes want to fill things out in the order that makes sense to them, and B) we wanted to support a progression that would be easy to resume/navigate if there were problems.

The Result

Maxwell achieved client retention and attracted prospects eager for competitive differentiation through enhanced feature sets.